Direct debit instructions are electronic instructions to Citibank to debit a Payer’s account and credit the Biller’s (your) account. Depending on the regions, the collection type may be one of the following: Direct Debits; Giro's; ACH Credits.
Some regions require that the instructions are validated against the terms specified in the Direct Debit Mandate before being processed. If you bank in a region that requires Direct Debit Mandates all the fields in a Direct Debit Instruction will be auto-populated and protected based on the previously created Mandate. If you bank in a region that does not require validation against a mandate, Direct debit instructions can be created using the Receivables Preformat Library or created manually.